Saturday, July 24, 2010

Retirement Perspectives

Ladies and Gents, were back in the GREEN!!! Also, my 401a account is officially discontinued till who knows when (it fell to the ecomony)...

End of 2009 Balance: $26,529.33 | Current 2010 Balance: $29,508.30
Additional Contributions since 2009: $2,884.50
Growth: $94.47 (0.60%)

Discontinued Work 457 Account: Makes up 3.57% of my Retirement
$1,033.91

Discontinued 401a Account: Makes up 3.20 % of my Retirement
• Employer Contributions: $898.62 (stopped 7/17/2010)
• Worth $944.59 | UP 5.12% from inception, $45.97
---------VPRKX (Target date 2040) (86.0156 shares)

ING DIRECT CD Roth IRA: Makes up 8.85% of my portfolio
$2,500.00 Invested| Worth $2,610.33
Up 4.41% from inception +$110.33

ShareBuilder Roth IRA Approximately 45.22% of my portfolio
Contributions: $13,250.00
Worth $13,343.21 | UP .70% since inception… +$93.21
--------IDSLX $8,599.47| I have 1,024.967 Shares
--------ARDVX $2,043.73 | 234.642 Shares
--------Money Market Cash: $2,200.01
--------$$ I haven’t deposited into the account yet: $500.00

Attempting to Sell off IDSLX to move funds to Roth IRA at Vanguard (If the Dow is Positive I generally sell $500.00 of IDSLX… Dow Negative, I buy $100.00 of ARDVX. When all of IDSLX is sold, I’ll sell ARDVX and initiate the new account at Vanguard.)

Pension: Approximately 39.23% of my portfolio
If I quit tomorrow, I’d just have the cash in the account (earning an automatic 6% until withdrawn).

Total: $11,576.19

• I’m currently buying additional time in my retirement accounts from when I was 16-18 years of age (Cal PERS service prior to membership). It’s less than a year’s worth of service credit, but I’ll be paying $33.06 for 24 more installments (made 28 payments out of 52 so far).

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