Five For Friday: Bank of Mom and Dad Edition

J Money over at Budgets are Sexy is hosting another pull of 5 for Friday. So lets give it a go!

1. Is the Bank of Mom & Dad still open to you? (If no, skip to #4)
2. When was your last loan from them?
3. What are your payback terms? Or do you secretly hope NOT to pay ‘em back? :)
4. Would you ever loan money to THEM?
5. What do you love most about your parents?

My Turn!

1. Still open? Yes technically but i won't no matter what ... and that's by my own choice. After borrowing some money for text books to float for a few months and having her change all the terms of the agreement and flip out on me is something I don't want to deal with again. From now on I don't loan money to friends and family. If I can't "give it" without needing it back it doesn't get loaned and I won't borrow.
2. Last loan — The text books/tuition for college
3. Payback terms — Originally it was whenever I got the money... no rush.... then after about a month she started going off about demanding the money back in full because my sister kept borrowing money from her and not paying her back... I turned around, waited till I got 2 paychecks and handed her the money in cash so i didn't have to deal with it.
4. Loan to them? Nope. See question 1... plus my family is very forgetful... and will say they have paid you back when they haven't.
5. Love most —It's just my mom left... and we don't have the best of relationships to be honest... I think for me what I love most would be that she houses, fed, and clothed me until I left her home when I could. 

Five for Friday Round 5

J Money over at Budgets are Sexy is hosting another round of Five for Friday- Random Money Questions... So without further ado, here we go:

1. If I gave you $100 in cash, right now, what would you do with it?
2. What if I then told you it was stolen?
3. What happens if you go over budget? Do you cry?
4. Why do we get so excited to talk about money?
5. Tell me a joke :) If you don’t have one, tell me something awesome instead.

hmmm, lets see

1. I'd put the money in my honeymoon jar so I could go para-sailing in Catalina. 
2. Seriously J Money??? U just ruined my honeymoon plans.... :( 
3. If I go over budget i'll take money from the next month to insure everything will go back to normal... but I don't cry over it because I keep 2k in my bank accounts as padding for little oopsies so it doesn't effect my Emergency Fund.
4. Because having it and having a plan for it sets us free... we don't have to worry as much as others, we have less stress, and it allows for us to take chances and enjoy the world around us because we don't have to worry about if we have enough to get us through the month.
5. A guy walked into a bar with his giraffe. He ordered a drink, and the giraffelay down beside him. The bartender barked angrily, "Excuse me, but you can'tleave that lying there!""Err," the man said, "It's not a lion. It's a giraffe."

Five for Friday Round 4

J Money over at Budgets are Sexy is doing another round of 5 for Friday!

1. How long have you been at your current job?
2. Are you happy?
3. What do you do there? (task-wise, or job title)
4. How much do you get paid to do it? (feel free to be anonymous!)
5. What’s the craziest thing that’s ever happened there?
6. *Extra Credit: A magical genie grants you 1 wish to change jobs – you can choose anything in the world. What would it be? (money is good regardless)

1. 9 years, various positions. My current position I've had for 5 years.
2. 2. Most days... some are just long and hard and i'm not motivated... but lately I've really been enjoying me job.
3. I'm a "jack of all trades" gal and I work in the RCS department. I manage the desk and office work, design flyers, design website content, teach safety classes, lifeguard, work on special events and projects, process AP and AR, input gym memberships, etc.
4. It's under $20 an hour plus benefits and my pension
5. Someone broke their arm in an elliptical... we've had people take to many meds and spend to much time in the jacuzzi and had to call 911 when they no longer became responsive... we've had homeless people try and move in... (i could go on forever).

EXTRA CREDIT:  I'd work for Child share and find kids good loving homes in a safe environment. 

Five for Friday Round 3

I may be a day late... but i'm not a dollar short to participate in J$'s 5 for Friday Favorite Things Edition over at Budget's are Sexy

1) What’s your favorite credit card?

HSBC's Household Credit Card... 2 % cash back on everything!!!!! I get $25 checks in the mail... Cash is King!

2) What’s your favorite financial book?

Actually, I've yet to read one so I don't have a favorite.

3) What’s your all-time favorite financial company?

Tricky... hmmmm Disney, I'm a little kiddo on the inside.

4) What’s your favorite financial tool? (could be software, investment vehicles, or anything you consider a “tool” really)

Excell and my $5 flash drive. I'd die without them.

5) And lastly, what’s your favorite coin? ;)

I like the golden dollar... I love randomly getting them when I use cash some place... Fan-tastic! and its great when I empty the change drawer and find them.

J Money's Five For Friday... Round 2

JMoney over at Budget are Sexy is Throwing around another edition of Five for Friday.

1. What was your stupidest money mistake this week?
2. What was your best?
3. How long would it take you to save an *extra* $1,000?
4. What ever happened to Steve Urkel?
5. Who is sexier: Suze Orman or Dave Ramsey?

My answers:

1. Almost falling for a Timeshare deal at the thing we went to. Thankfully we were able to back out and not go through with it.
2. Getting some overtime on my paycheck from working that lifeguard class!
3. If I counted all the money I can save, probably 3-4 months....?????
4. I have no clue what-so-ever... but hopefully he won't be one of those celebrities who ruins his life. 
5. I say Dave Ramsey. For the every day person, he's got a plan that people can follow, and I'm game.

J Money's 5 for Friday

So JMoney at Budgets are Sexy is batting a new idea around... 5 for Friday and I'm game. (Can't link the video up correctly so if you want to see that Friday song, you'll have to go over to Budgets are Sexy and check it out.)

1. What was the last thing you bought?
2. How much did it cost?
3. How much do you have in your Emergency Fund right now?
   
4. How much will you spend this Easter Weekend?
5. How many pairs of underpants do you own?
6. *EXTRA CREDIT: What seat should you take?

My Answers:

1. Lets see, the last thing I bought was one of the Canvas picture for my mom for mother's day. The 8x10 was free and all I paid was for shipping.
2. $14.95 for shipping
3. Emergency Fund: $8,982.67 Goal: $11,000.00
4. Easter spending... Nada. Just normal groceries since we are budgeting for the wedding and have decided to forgo the bunny's and baskets this year.
5. oh man... Tons... and I'm getting 7 more for my birthday
6. Second to back row, far side... Your not getting called on and not marked as the Goof off who's sleeping in the back, but its still easy to slip out and stay unnoticed.
   

To see J Money's Responses, Check out his Post Five for Friday