Wednesday, October 15, 2014

Annual Goal Revision & Update

I thought it was time as i'm getting back on track to review our annual goals and make some amendments now that we are pregnant. This way we can get a good look at what we want to do with our income instead of somehow letting it slip through our fingers.

The original 14 for 2014:

  1. Max out a Roth IRA for SCB for 2013 
  2. Respect the Dirty Dozen and buy Organic 
  3. Keep our EF in tack and round it up to $12,500.00
  4. Participate in the Dumbo Double Dash w/ SCB 
  5. Max out my Roth IRA for 2014
  6. Max out SCB Roth IRA for 2014
  7. Try to live off my income and save/invest SCB's. 
  8. Visit family in Nauvoo Illinois
  9. Save $1,000 towards a new car
  10. Remodel our bedroom and closet.
  11. Try 3 new vegetables
  12. Toss a little more money to the mortgage
  13. Be an awesome bridesmaid
  14. Be better about doing more "Mormon" things.

I crossed off the items we have finished or are still doing...

We did meet the deadline for the 2013 Roth IRA for SCB and transferred $5,500 into a brand new shiny retirement account for him.

In an effort to get healthy, we have been buying mostly organic items, but definitely those from the dirty dozen list. There may have been a month or so in my pregnancy were it wasn't 100% followed, but I say its been a good change for us.

Our emergency Fund is sitting at $12,500.00, which is 6 months of a bare bone budget scenario where we pay just our mortgage, groceries, gasoline, 1 cell phone, utility bills, and save for our annual insurance, dog savings, medical savings, and our car registration savings. If you factor in the additional $2k we have as "padding in our checking accounts" we have a realistic 6 month Emergency fund if we were to both lose our jobs at the same time. The only thing this doesn't factor in is health insurance... which now it needs to with the new legal requirements. If only one of us loses a job, our emergency fund will stretch much further since we would still have income coming in and access to some type of health insurance for our family, so I won't worry about that for the moment. The problem would be if we both lose our jobs because we would only have one option for health insurance... Covered California.

  • The cheapest plan would be $507 a month based on our area prices, which means we would need to save an additional $3,000 to have a true 6 month emergency fund since I don't like to include the checking account padding in the figures... (looks like I have our first 2015 goal in mind.)
We had to cross off the dumbo double dare when it sold out... and we ended up eating over $300 in our 1/2 marathon tickets because of our little goober and the august heat that made doing the 1/2 marathon a bad decision for me and SCB.

We also removed both goals for 2014 Roth IRA's. Its more important to get things done now and to save up cash if we can for the EF and for the baby for 2014 before attempting these items again. We are still doing SCB's 401k 6% with a 3% match... and my Pension which is about 8% of my income.

I think we have done well with only committing to expenses that fit within my income (AKA living on my income and saving SCB's)... I'll admit that we had a few spendy months recently, but we are getting back on track and its a good thing too with the holidays coming around the corner.

Some of our goals this year did focus on spending. We went on a vacation to visit family, finished most of the bedroom and closet remodel, spent the money on being an awesome bridesmaid, and spent more than 1600 on automobile repairs this year. I'm proud to say we have $400 in car emergency fund now. It might not be the full $1,000.00 we want, but considering how much we had to spend, i'm calling that goal achieved.

We did try 3 new veggies this year.. Jicama, Kale and fresh green beans. Technically I've had fresh green beans at restaurants or at friends houses, but I'd never cooked and prepared them and I did this year so for me, that counts.

As for more "church/Mormon things" we have been to 4 different temples this year besides our home temple in Newport (Nauvoo, San Diego, Mount Timpanogous, Draper, etc). Did some work and family history for my ancestors, and have made a point to make daily prayer with each other a bigger priority. Always room for improvement, but I like what we have been up to.

I didn't mark off "send some extra to the mortgage" because while i add a few cents each month, i've only tossed around $14 to the mortgage in extra and I feel in order to do that goal justice, it needs to be a bit more significant.

So where does that leave us?
Kind of done, (other than sending a bit of cash to the mortgage which doesn't seem as important at the moment so i'll probably just ignore it for the year...)... which is why its good to check on your goals throughout the year. Sometimes they change... and sometimes you blow through them early by being diligent. Sure, we deleted 11,000 in saving that we wanted to do... but we realistically knew that would probably need to carry over into 2015 again.

Since we still have 2 and a half months left of 2014... and we want to make the most of them, here's kind of our game plan.

  • In October, Goober's nest/nook will be ready for furniture and baby stuff. 
  • In November, SCB will get the murphy bed frame for our bedroom... and we plan to do a large food storage order to stock up on some better and more diverse basics now that we will have a bigger family and we like the idea of having more basics around the house to help keep costs down throughout the year. 
  • In December I plan to have our carpets professionally cleaned because we have had the carpet for over 5 years and its never been cleaned before and some spots and walk ways are really showing their age and some stains. 
But here's the kicker. We would also like to add $2k to the emergency fund by the end of the year. 
  • We are going to take the Roth IRA money we normally save and put it towards the Emergency Fund: October, November, December = $825.00
  • We have $300 sitting in the Roth savings account right now after pulling most of the money out for our IKEA run... $825 + $300 = $1,125.00
  • I have an extra paycheck coming in this month. We are hoping to take $800 from it and apply it to this goal. 
  • That means we only need $75 to make it there and we are hoping by being good with our budget that we will be able to come up with that cash by years end.
If we save more, awesome... but we aren't planning to since we don't know how much we will end up spending as we finish projects up and we hunt for some more second hand things for the nursery nook.

Monday, October 13, 2014

16 Weeks

I am HUGE...

Let me say that again.... HUGE.... and i'm only 16 weeks along...

I still have 6 more MONTHS to go... Holy batman, batman... (ya, you get to be pregnant for 10 months because of how they calculate it)

(Thank goodness for my $2 maternity dress...)

I really need to go through my closet and move all the stuff that doesn't fit out so it doesn't depress me and make me think I have more options then I really do... I think it will also help South County Boy realize how he needs to be more on top of our clothes cleaning if he doesn't want me to do anymore shopping.

Back to Baking

We had a pretty good weekend. We ate out a bit still, but we did end up cooking a few things too. I made my first batch of bread in months the other day (Well I actually made 2 loaves)... and what happened to it? It came out of the oven in the middle on the day on Monday and my husband didn't get home till that evening... By Wednesday afternoon it was entirely gone and I had to take the second loaf out of the freezer to get us though the week! I'll call that successful any day! Since I only have 2 loaf pans and its not enough to get us through 2 weeks (So I don't have to bake every Monday), we picked up 2 more loaf pans so I can make 4 loaves at the same time to ensure that next Monday I won't be grinding more wheat flour. My friend is also coming over to help me today, so i'm excited for that.

And speaking of baking, I also tried a really great recipe for whole wheat banana nut muffins... My first batch of a dozen was gone in 2 days... so I made another one as well mid week. It was a really easy recipe that used all natural ingredients, so i'll be keeping that one in our recipe file for good. Here's the Recipe from 100daysofREALfood if your interested. A few other people had them too and it was well received by DUDES too so that's saying something. I decided to do muffins instead of a loaf because my bread pans were busy, but also because the last time I did a loaf, no one really ate it and I tossed most of it out. The great thing with muffins, is you can eat a few and freeze the rest so if I wasn't thinking about eating a lot of them in a week, I wouldn't have to.

Movie Night
We also got to go to the movies on Friday night! We went to see the Meet the Mormons Movie. It's in theater's for this week and it was really good.  Its a documentary of 6 Mormon people from all over the world. I really wish my family would stumble upon it and see it, because I think it would help with understanding a lot of the reasons why I joined the church, but the sad thing is if I were to mention it to them, they would never go...

But its a great movie, family friendly, and all the proceeds are going to the American Red Cross so since I can't tell them about it, at least I can mention it all of you in my blog-o-sphere family.

Organizing & Cleaning 
We are still purging and organizing our place. I ordered a bathroom door caddy so I can finally get my blow dryer and some of my hair stuff organized so I can free up one of the bathroom drawers for other stuff for the goober or just to get less stuff on the counter. We also stocked up on some bathroom supplies like shampoo and conditioner this month.

South County Boy is back to playing with electrical outlets... Were moving the light switch inside the baby nook and adding an outlet to the closet since there isn't any power in there... but we need to move the switch because we want to add some small organizers right around the corner for a few of my shoes that don't fit on our shoe rack because I want the drawer my shoes are in for the clothes that I don't fit into at the moment.

Friday, October 10, 2014

Mortgage Update October '14


Principle paid down: $332.80
Interest: $3337.16
Additional Principle: $0.19
New Balance: $107,560.80

The pay off date is June 2033. 

If I continue to pay the minimum on my loan, we will end up paying a total of $69,410.24 in interest over the course of our entire loan. 

Before our refinance, we would have paid $116,404.23 in interest.

Getting the Keys...

It took me $7,057.08 to get the keys to my condo and then I spent another $17,672.29 to remodel and repair it... In short, I was -$24,729.37 in the hole on day one...
  • In 2009 I got the First Time Home buyer's Credit giving us $8,000.00. I also got to write off some of the property tax I paid in addition to taking the standard deduction. This gave us an extra $90.10... but then I had to pay an Electrician $95.00 to fix an outlet... We also got a refund from my botched tile job that gave us another $1,265.00.
  • In 2010 I saved $1,087.00 on my federal taxes and $461.00 on my State taxes from itemizing my homeowners expenses. (This is what I received ABOVE what I would have gotten back with just the standard deduction).
  • In 2011 I spent $12.97 at home depot and $72.29 on a kitchen door. When we subtract those costs from what we saved by living in our condo instead of renting, we came out ahead $494.04 (See Mortgage Update + Condo Costs December '11 for that break down.) We also received a small $70 refund check from over paid closing costs. We didn't Itemize our taxes in 2011.
  • In 2012 we finished our Kitchen/Laundry door which cost us $103.24.. We also replaced both our glass slider doors which cost us $2,957.00... and repaired our dryer for $81.42....It ended up being $3,383.47 cheaper to OWN our condo than to rent an apartment on a monthly basis, (See Housing Costs 2012 for the break down) so even after we subtract the windows and other minor repairs, we still came out ahead $241.81 by owning our condo instead of renting...
  • In 2013 we got $52.53 back from challenging my property taxes in 2012. I also refinanced our condo, costing us $447.00 up front for our home appraisal... but we got a check back at closing for $747.20 and a check from my old escrow account for $489.74... We also got to skip a mortgage payment too! In addition, they automatically lowered my property tax value, giving us a check for $86.77.. and we saved $5,191.81 by NOT renting a place (see Housing Comps 2013)!! Additionally we ITEMIZED our taxes in 2013, saving $702.45 on a federal taxes and $503.74 on our State Taxes. (This is what we would have owed had we not had our property to write off).
All of that "math" leaves us $5,788.18 in the hole. If we assume our home is worth at least what we paid for it ($120k), we have $12,439.20 in equity...

Leaving us a profit of $6,651.02 after 5 yrs & 1 months!

Even though we broke even at the end of 2013, I still want to keep track of how much money our condo is saving us each year, especially since we are hoping to stay a few more years. For 2014, we will again assume our monthly mortgage payments are going to be a wash since it's cheaper to OWN our home then to RENT an apartment. (Check out Housing Comps 2014 for how we figured that one out). For 2014 we have spent $11,743.71 to live in our condo, instead of $14,410.00 to live in the apartment.
  • Mortgage: $7,106.39 (P&I)
  • Extra Mortgage Principle: $14.52
  • HOA: $2,505.00
  • Property Taxes: $611.80
  • Homeowners + Earthquake Insurance: $530.00
  • Small Home Repairs/Improvements: $976.00
    • $6.44 fix something under the sink
    • $53.91 New front door deadbolt
    • $87.10 Bathroom Faucet + Tp Holder
    • $47.35 (Bathroom Fan)
    • $155.20 (Attic Foil)
    • $626.00 (Paint, Can Lights, Electrical, Ceiling Fan)

So far we have saved $2,666.26 by owning our condo and not renting an apartment in 2014.


Current Housing Market:
One-Bedrooms 
  • Asking $220,000
    • Listed August 27, 2014
  • Sold: $220,000 (January 2014)
Two-Bedrooms
  • Asking $239,900
    • Listed 4/9/14 - $274,000
    • Price Change 5/5/14 - $264,900
    • Price Change 6/3/14 - $269,900
    • Price Change 7/31/14 - $259,900
    • Price Change 8/27/14 - $249,900
    • Price Change 9/22/14 - $239,900
  • Asking $248,000
    • Listed 4/22/14 - $280,000
    • De-listed 5/1/14
    • Price Change - $272,000
    • Listed 8/23/14 - $264,000
    • Price Changed 248,000
  • Asking $250,000
    • Listed 8/19/14 - $250,000
  • Asking $278,000
    • Listed 5/8/14 - $265,000
    • De-listed 6/18/14
    • Re-listed 8/27/14 $278,000
  • Sold - $228,000 (April 2014) | $241,000 (July 2014) | $245,000 (May 2014) | $255,000  (September 2014)| $265,000 (September 2014) | 278,000 (July 2014)

Based on the current market, I think my unit would sell for a little north of $200k as a 1 bedroom in awesome condition. I think $220,000 might be a stretch, but my unit is nicer than the current one bedroom on the market... even with all our "baby modifications." Two bedrooms have been sold from $228,000 -  $278,000 depending on condition over the last 6 months.

Wednesday, October 8, 2014

October Budget

Now that I've sorted through the last month of crazy, insane spending, its time to focus on October and set some good goals that will help us get back in track and inline. I have 4 goals for the month

Reduce Eating out to $200
Roxy "helping" with laundry...
We have been getting really out of hand with the dinning out... and part of that comes from being tired and pregnant... Since we have been spending $300 - $400 a month the past couple of months on eating out, I'm setting a realistic goal of spending around $200 this month on eating out. I'm still only budgeting $100 for it below because that is out ultimate goal, but we will use some of South County Boy's paychecks to cover the overage like we have been doing. I keep telling myself its better for me and the baby to make meals and SCB is trying to help me too.

Keep Groceries Under $400
We normally budget $300 a month for groceries, but in an effort to reduce the eating out and the knowledge that we aren't really stocked up with basics at the moment... I'm setting a realistic goal of under $400. This means if I buy a little more pre-prepared food to get us through the month, so be it. It will also give us a little flex to stock up on some items we have simply run out of. Again, we are still going to line item $300 for groceries and anything over that will come out of SCB paychecks since we don't spend those.

I love car rides & dad's Hat!
Finish the basics for Goobers "nook"
Our goal this month is to patch all the holes in the closet, sand, and re-paint the nook. We will need to replace most of the baseboards in there as well as get a rug to cover the parts of the carpet that were cut for the old closet. Then I want to get a baby gate installed instead of a door to keep Roxy out in case she ends up needing more time to adjust to baby goober once its here in March/April.

The glider worked out and we were able to pick it up second hand for $80 off Facebook, and we also scored a $40 pack-in play. Unfortunately its a lot wider than we thought it would be and we can't roll it from room to room like we planned... so it looks like we may end up trying to find a crib from the get-go instead of just getting a good mattress for the pack-in -play for a few months.

Stock Up on Essentials/Space
Finally, I want to stock up on Essentials. I know its a very "Mormon" thing to talk about things like "food storage" and being prepared... but when you have another person to think about, stuff just seems to become more important. We are hoping to create a small cash reserve to keep in the house outside of our emergency funds so we have some cash in case we need it for a quick baby sitter or just to have at home. We also want to add more bulk storage like wheat and some long term supplies that we can use for cooking from scratch. Now that I have a wheat grinder we want to take some of our flour containers and convert them to wheat storage.
We may have made a fort in the living room... 

We also need to continue to purge some of our house hold items and make better use of the space we have in our home. We are thinking we might install a Murphy bed in out bedroom so we can have more living and playing space through the day and for when the baby gets older. The Murphy bed system will cost us around $600 since we plan to cover it with nice curtains instead of paying another grand to hide it in a built in closet.

So here's the budget:

Spending:
Church giving: $636.00
Mortgage: $771.99
Groceries: $300
I have learned to love naps
Eating out: $100
Pocket Money: $80
Cell Phone: $60
HOA:$295
Gasoline: $250.00
Utility Bills: 150.00
Discretionary: $103.97

Savings:
Insurance:$143.00
Christmas: $50
Roxy: $50.00
Dr. Visits/Medical: $50
Roth?: $275.00
Birthdays: $50
Vacations: $100
Car Emergency Fund: $100
Car Registration: $25.00

SCB Allocated Paychecks:
1,040.00 - Goober, Projects, Savings, Overspending.

Monday, October 6, 2014

4 Month Spending Re-cap

Its been a while since I updated our spending on the blog... but I have been keeping track! Since we are really hoping that October will be the month we get back on track, I thought it would be good to take the time to finally categorize all the spending we have done since MAY!

Its not perfect and we have a lot of "other" because I didn't save receipts for that long to really itemize out what all of it was, but hopefully i'll get back into the swing of things with October. I may have forgotten something, but its a pretty good snap shot... and its a little scary. Since we found out about the little goober, things we have been putting off got escalated as we'd rather make the purchases now as a DINK family (Dual Income No Kids), than when things get tighter as we search for daycare options down the line.

My Friend's Wedding :)
South County Boy and I did come to a decision that we won't be funding our Roth IRA's for 2014. We would rather take a the rest of this year to do the improvement projects we need to before the baby comes and pay cash for them and build up reserves and make it so we can stay in the condo as long as possible this year, then fund the retirement accounts. I still have my pension contributions going, and he still has his 401k withdraws, but we probably won't be doing a Roth this year for either of us... and i'm okay with that.

So lets get down to the nitty gritty, shall we?

June/ July/August/September Spending

SCB finishing his first 5k!
  • Tithe / Church Giving: $3,238.00
  • Groceries:$1,464.75 (Monthly Average $366.18)
  • Gasoline: $1005.43 (Monthly Average $251.35)
  • Eating Out: $1174.27 (Monthly Average $293.57) I blame the baby....
  • Dog: $119.90 total
  • Mortgage:
    • HOA: 1155
    • Earthquake and Homeowners Ins: 530.00
    • Home Improvement: $626.00
    • Attic Foil: $155.20
    • Mortgage: $3,087.96
  • Clothes - SCG: $467.96
  • Clothes - SCB: $217.58
  • Internet: $169.46
  • Birthdays: $91.10
  • Dr's / Perscriptions:
    • 2 pairs of Glasses: $200.96
    • Eye Exam: $49.00
    • Pills: $43.15
  • Work Cell: 240.00
  • Burner Cell: $40.00
  • Electricity: $320.98
  • Vacation to Nauvoo: $519.48
  • Wedding: $243.92
  • 5k/Fitness: $85.55
  • Furniture:
    • TV & Wall Mount: $320.00
    • Paint & Desk Supplies: $81.43
    • BBQ, Stand, Cover, Etc: $298.60
    • IKEA (Shelves, Lights, Entertainment Unit, Etc) 1,535.36
    • Used Glider: $80.00
  •  Costco Renewal: $55
  • Parking Ticket: $51
  • New Bedding Sets: $89.97
  • Tablet: $148.79
  • Power Tools: $220.29
  • Other:
    • June: $474.64
    • July: $608.40
    • August: $547.02
    • Vacation to Nauvoo!
    • September $361.00


What We Spent in 2014:
  • Church Tithe/ Giving: $6,846.00
  • Groceries/Household: $3,076.26
  • Automobiles
    • Gasoline: $2,217.78
    • Smog: $51.24
    • Registration: $104.00
    • Repairs: $1,633.65
    • Insurance: $638.43
    • Parking Ticket: $51.00
  • Housing:
    • Mortgage: $6,946.39
    • Extra Principle: $14.52
    • HOA: $2,505.00
    • Homeowners + Earthquake Insurance: $530.00
    • Small house repairs:
      • $6.44 (fixing under the sink piping)
      • $53.91 (New front door deadbolt)
      • $87.18 (Bathroom Faucet + Tp Holder)
      • $47.35 (Bathroom Fan)
      • $155.20 (Attic Foil)
      • $626.00 (Paint, Can Lights, Electrical, Ceiling Fan)
  • Eating Out + Date Nights: $1,933.46
  • Clothes:
    • SCG: $616.31
    • SCB: $304.76
  • Dog: $175.06
  • Fun Money: $720.00
  • Cell Phones: $661.23
  • Electricity: $580.25
  • Internet: $353.41
  • Costco Renewal: $55.00
  • Gifts:
    • Wedding: $100.00
    • Other: $94.45
    • Birthdays: $667.85
  • Medical:
    • Prescriptions: $120.11
    • Dr. Visit: $309.20
    • Allergy Pills: $32.38
    • Cold Meds: $10.17
    • New Glasses: $200.96
    • Eye Exam: $49.00
  • Wedding: $243.92 (Dress, Alterations, etc)
  • Fitness: $695.42
  • Furniture:
    • Bedroom Wardrobe: $487.76 (Includes Truck Rental)
    • New bed Frame: $61.56
    • TV & Wall Mount: $320.00
    • Paint for Desk and Hardware: $81.43
    • BBQ, Stand & Cover, Etc: $298.60
    • IKEA (Shelves, Lights, Entertainment Unit, Storage, Etc) $1535.36
    • Used Glider: $80.00
  • $361.19 Vacation to Utah: 
    • Food: $124.66
    • Gas: 187.30
    • Other: $49.23
  • $519.48 Vacation to Nauvoo
  • Other
    • $27.45 (Wedding Card, Walking Safety Light, 10 Storage Boxes)
    • $4.69 (2 car key copies)
    • $24.09 ($5 dry Vac, 7 house key copies)
    • $10.79 (MLP dog tag, running light)
    • $3.21 (Bug Spray)
    • $347.75 DYSON Pet Vacuum (Kohls)
    • $9.12 Laundry Basket
    • $27.98 (Running Arm Band, Computer Cable, Computer Microphone,Nose hair trimmer.)
    • $91.98 Turbo Tax/State and Fed File
    • $13.18 V-Day items.
    • 21.55 (Metal Skewers, Organizer bins, Shower cleaner)
    • $7.83 OTC Medications and Water bottle
    • $51.60 (Postage and Handcrank/solar radio)
    • $35.54 (Audio Book, Journal, card, etc)
    • $153.28 (15 & 30 Gallon Water Barrels + Solar Batteries / Food Storage)
    • $30.98 (Food Slicer)
    • $14.27 (Postage)
    • $24.82 (CPU Fan + Workout gloves)
    • $5.90 (Straws)
    • $17.16 (polarized sunglasses)
    • $0.99 Game App
    • $34.78 Rental Car
    • $7.26 Cutting Boards
    • $8.00 Batteries
    • $15.57 Wii U Accessories
    • $119.51 Wood for storage closet
    • $74.51 Garden
    • $16.62 Computer Cables
    • $65.70 Trashcan, 2 pillows, 2 steering wheel covers
    • $11.26 Allen Wrenches
    • $56.38 Computer Speakers
    • $215.19 Treadmill
    • $38.96 Make-up
    • $296.39 Walmart
    • $89.97 New Bedding Sets
    • $148.79 Tablet
    • $220.29 Power Tools
    • $1,991.06 "Other"

Monday, September 29, 2014

14 Weeks

I know I'm only posting about our little South County bundle recently, but I hope to add a few more posts in as i'm feeling more normal to update you all on our finances.

We have still been eating out far too much, but i'm glad to say we are also making some good progress on operation baby nursery. 

We wanted to start price checking ceiling fans for the nook because South County Boy really wanted to put one in before painting so he's have more air circulation and a good breeze to help dry the paint, so we headed out to home depot to look around.

We ended up finding a cool unit we liked on sale that was smaller than the rest of the ones we have in our condo (an important factor when you consider how small the room is)...

We really liked this one with the primary colors on it. We got it marked down because they were out of them and we offered to buy the floor model because of the colors. We can flip the blades to white if it ends up not working out, but South County Boy really liked something he saw on pinterest a few months back because when the blades spin, you get a rainbow like affect.


$42 later and the room now has better air flow so South County boy can paint and Spackle now.It also looks like we are going to luck into a great deal on a gently used glider. Someone posted it on a Facebook group I follow so it looks like i'm going to score an $220 glider for $80. The neat thing is I sat in this at Target and thought it was comfortable the other day too. So it looks like i'll keep my eye out for a dark colored crib to match.


Monday, September 22, 2014

What a difference a week can make

Me at 12 weeks and a day or so...
(i'm a week further along now)
I know it’s been a few weeks since my last post and I’m glad to be heading into my second trimester for sure. It’s the beginning of week 13 for me and it wasn’t until last week that I found the energy to grocery shop and make and prepare dinner again. There were days and weeks where I was completely helpless and I truly felt bad for my poor husband who wondered what had happened to his awesome wife. While I was able to make it through the work day, by the time I got home all my energy was sucked up and I was good for nothing else than watching TV and going to bed at 7:30 pm. Hence the silence on my blog...

But I’m glad to report the welcome change! 

As my baby has gotten to a point where most of its initial creation development has taken place, I’m finally able to get back into a more normal mode… Still turning in at 7:30- 8:00 pm... but my energy levels are higher and i'm finally feeling more like me! We are hoping this also means we will stop bleeding our bank accounts with eating out and convenience meals and get back to cooking from scratch, too. We haven't gone crazy (no tapping of the emergency fund.... but no real saving money either these last 8 weeks)....

Hubs and I are on a good working game plan together though. We are attempting the cook once, eat twice method to give me a day off in between to veg out and nap a bit more or run other errands so i'm not getting too overwhelmed having to plan 7 dinners a week. And before you think he's slave driving his pregnant wife, ee have also switched over some chores so I can do ones that make a bit more sense and he can tackle the others. So my main focus is grocery shopping, dinners, and doing basic dishes (not pots and pans), and he's basically doing everything else including laundry, trash, pots & pans, light cleaning, home improvement, and tackling the bathroom. I married a good man who knows the value of partnership and helping his wife. (plus he really likes when I cook and he's willing to do more to get that one thing outta me since he's been gaining some sympathy weight since I haven't been cooking).

I've also bought some maternity clothes. Thankfully with the nausea on the low end now, I can still manage most of my gym workout pants since the waistband isn't making me feel bad now, but I had no actual bottoms that fit me. (It helped that I kept my fat workout pants from when I was in the 160's which are still baggy on my but were my go to pants for a few of the bad weeks). But my basic bottoms like my capris and jeans were just too tight... in both the legs and the waist so a belly band wasn't going to cut it. (I'm no longer doing the 10 plus mile walks each week so my legs have lost some tone and then add the pregnancy bloat and its no wonder they don't fit, lol). 

The few items I bought at a garage sale were really too big for me after all (one pair too small in the thighs after a week or two) ... and while I can make 2 pairs work, it takes a lot of effort to keep them up and I'm constantly having to tuck and re-tuck them in. As a present, my mom gave me $50 to buy a pair of pants and since we were able to sell one of our 1/2 marathon entries for $100 earlier in my pregnancy, I used that money to get 2 tops I can also nurse in, a pair of petite jeans, a pair of capris, and two pairs of leggings at Motherhood Maternity...  With the 2 dresses I got at the garage sale, a top from target, and some regular non maternity solid T-shirts I picked up in target that are long on me, I think i'm all set to go! (its a good thing my wardrobe functions for about a 10 lb shift in weight throughout the year).

In other news, our “goober nest” is coming along. We have finally removed all the items and the shelving units from the closet!! Now it just needs some paint, and some good measurements. We will need to get a rug that covers the whole room since the carpet is missing from some of the places where the shelves went down to the floor… and we will need to replace some of the base boards in there too since there are gaps…  Once we get that covered, we will install the ceiling fan and the baby gate (instead of a door). Then we can start to hunt for some bargain and hand me down finds hopefully.


The room is 70 inches by 63 inches, with the baseboards.


We already scored a free car seat and stroller. It’s a deep purple so it will work for a boy or a girl… but were not sure if we will keep it. It’s pretty bulky and heavy for me and we aren't sure if we can get another base for the car seat (which is something we want, a base for each of our cars)… But we will do our research and worst case, we will have a “spare” at my mom’s for emergencies and “just in case” possibilities.

EDIT:
Oh ya, CANCER FREE folks. When I went in for my test, there was nothing suspicious at all for them to even think about checking!!!! Clean bill of health and my future baby feeders aren't trying to kill me!!!!