WAS----------------------------------------> NOW
Jan. $8,823.59------------------------ > $8,660.69
Feb. $7,728.26-------------------------> $7,564.23
Mar. $6,625.40-------------------------> $6,460.24
Apr. $5,514.95-------------------------> $5,348.66
May. $4,396.87---------------- ---------> $4,229.43
Jun. $3,271.10------------- ------------> $3,102.51
Jul. $2,137.59--------------------------> $1,967.84
Aug. $996.29----------------------------> $825.37
Sept. $0.00------------------------------> $0.00 [last payment $831.05]
If i add the pending interest to my retirement account, the current balance is $1413.92... so i need $2086.08 more to reach my goal for 2007.
- Sept i can contribute $324.95 [need 1761.13]
- Oct I can contribute $1156.00 [need 655.13]
- Nov, I can contribute $655.13 [done]
as for moving out...
- Currently set aside: $70.21
- 30 a month plan (330)
- Money left over from short term savings after 1,000 marker ... ($770)
- Nov, I can contribute $500.97
- Dec, I can contribute $1156.00
- the 2 extra paychecks i recieve a year... abot 1600 total
I should have $4,427 to move out with in January 1, 2008!!! woot
Great job! You will feel so great when you get it all paid off. Here's my story:
ReplyDeleteI was very rarely making any purchases of any significance, but I nickeled and dimed my way to over $30,000 in debt before I knew it. When I stumbled across a debt support board online I didn't even know how large my debt total was, but when I added it up I nearly got sick! I knew I wanted more from my life than paying for things that were long gone, meals, clothes, etc. I started reading everything I could get my hands on in the way of financial information and how to clear my debt out asap. I sold anything that I could on ebay and half.com. I pinched pennies whenever possible, I didn't see a movie in the theater for over a year, I put on a sweatshirt when I was cold instead of turning up the heat, I brought my lunch to work everyday, anything to save a little bit of money. I also added two things to my wallet, a sticky note with my debt total and a picture of my dream home. Both of these things made me think twice whenever I thought I needed to spend money. I put my nose to the grindstone and this past June I finished paying off all of my debt. Now, when I get paid, the first thing I do is figure out what I need for my bills and then transfer a chunk to savings. I use to get excited seeing the debt total go down, but there is nothing like the feeling of watching the savings GROW!!
~leanne