Even though i feel like its a good week... i finally did the math after i got my pay stub... If i don't end up getting a raise, assuming they take out the same amount of money for taxes and the like... i'll only be making 966 a paycheck... that's 34 dollars short to make the budget work... I have been considering overtime to be anything after 1,000... but i can't rely on overtime every check because i won't be working overtime all the time.... even holidays are sparce.
Looks like i'm re-doing the budget... This should go into effect february i believe... (but i did work a holiday mlk jr day... so i'll break over a 1,000 on the first paycheck for feb i think... but its best to plan for the new budget for feb)
Auto Loan: $1156.00 + Overtime +Recycle: nope... this has to stay, otherwise i'll be behind with the debt repayment plan.
Car Insurance: $100.00 : This one is fixed as well... if i move out, next year i'll loose all my mom's discounts so i need to make sure i'll have enough to fly solo when i do leave.
Gas and Auto Maint: $200.00 : It fluxuates and i normally have a little extra... but i siphen it off for auto tags and repairs...
AOL- Dial up Internet: $10.00 :I canceled AOL... but i'm supposed to give my mom 10 bucks a month if i use the net at home, and i will be with school starting... so i can't move this money...
Cell Phone- Cingular: $50.00 :Stupid fixed bill.... i don't ever go over and if i got rid of the text plan to make it cheaper... i'd be screwed... 15 cents to recieve and to send... ouch.... its worth the couple of bucks to make sure i have 200 a month to use.... i don't want to srop the phone insurance... and i have a discount through my work too...
Groceries: $150.00 ----> now $140: I'm going to pull 10 bucks from here. With the Sunday night pot lucks, my grocery budget has been a little tight... but we only have 2 weeks left, and i think i can live on $140 a month...
Basic Necessities: $50.00 ----> now $45: I seem to have extra left over here more then anything every month... but when i move out i'll have to buy cleaning supplies and the like... hmmm... well just take 5 from here
Offering: $94.00 : I'm not pulling from here... i wish this were actually a lot more...
Fun Money: $70.00 : Guess where i'm biting the bullet... yup... fun... its now down to $51.00 a month.
Short Term Savings: $90.00 (till i hit $1,000.00, then add to car payment, then to moving out) : this needs to stay and should be far more money then it is...
Long Term Savings (A.K.A Moving OUT) $30.00 : yup, this isn't moving either.
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