Saturday, December 9, 2006

Auto loan update...

My new balance on my car loan is $11342.44 right now since i sent them the 400 my mom overcharged me. I'm sending them $360.18 in Overtime... and $420 of the 1020 i was planning on paying towards my car which should post Tuesday.

SO far I have sent them 760.18 that wasn't budgeted into the 1020... I think i'm going to end up giving them 1780.18 this month... total.... WOW...


End of the month balance:
NOW $11,342.44
December $10,040.24
January $8,953.27
February $7,858.82
March $6,756.85
April $5,647.30
May $4,530.13
June $3,405.27
July $2,272.68
Aug $1,132.31
Sept $0.00

Retirement/Moving Out Contributions
Sept 15.91
October 1156
Novemeber 1156
December 1156

TOTAL 3,483.91
Retirement: 2,096.97+ 400 CD+ 3.03 interest earned so far = 2500 GOAL
Moving out $1,386.94

Moving out fund:
  • Started at 10.06 + 30 a month = 400.02
  • Floater paycheck approx 800
  • Floater paycheck approx 800
  • + $1,386.94
  • Tax return?????
= $3,387.00

I'm short only -$613.00

If i never have to rob my e-fund...i should reach the 1,000 marker by April... so i have 8 months of 90 payments that can go towards moving out... which equals $720...


which means at the Very End of Next December... i'd hit the

BLACK!!! by $107... and could move out!!!!!! and i havn't calculated my tax return into everything

I finally hit the POSITIVE... in the land of just prospective numbers. which in reality means anything can still happen especially if i'm over one month, don't have enough saved for tuition and the like... It's still all a numbers game... but i do believe i'm one step closer because my final number is BLACK

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