Friday, June 6, 2014

June Budget

After 2 months of basically having to cough up almost a grand in car repairs, you'll notice the new $100 monthly savings we have built into our budget for car repairs. I'm crossing that goal off as completed because we have already essentially saved and then spent $1600 this year on maintenance for our cars... and i'm sick of that goal... its haunted me for years so its just getting built into the budget at this point so I can just forget all about it.

The big focus is going to be my Roth this month because it was shorted last month in order to make our budget actually break even. June and July will be spread between catching this up, and saving a little extra for our vacation to see SCB's parents for a week. We can't get the roth fixed this month because my friends wedding is this month and I have to pay for my dress alterations, gifts, etc. So we are hoping to get at least half way there this month and then half way next month too.  

June Budget:
Mortgage: $771.99
Church Tithe: $580.00
Other Church offerings: $40.00
Groceries/Household Items: $300.00
Date Nights & Eating Out: $100.00
Pocket Money ($40 each): $80.00
Cell Phone Work Reimbursement: $60.00
HOA: $270.00
Utility Bills: $150.00 (Second cell, Electricity, Internet)
Gasoline: $250.00
Discretionary: $74.95

Christmas Savings: $50.00
Birthday/gifts Savings: $50.00
Vacation Savings: $100
Car Registration Savings: $25.00
Roth IRA: $275.00
Insurance Savings: $143.00
Prescriptions/Doctors Visits: $50.00
Roxy (Dog) Savings Account: $50.00
Car Emergency Fund: $100.00

Husband's Paychecks: Half for ROTH IRA CATCH UP, 1/2 for wedding and other monthly stuff that comes up.


  1. Daughter is moving to SLC. What's the name of that thrift store you like so much? Do they sell furniture, as well? If not, any recommendations?


    1. It's D.I. or Deseret Industries... Its the Church sponsored version of Goodwill. If you go to you can look up their locations.