Well here's some more news. I just got a letter in the mail and despite the fact that they originally said they were not going to change my rewards program at all on my credit card... they are...
Goodbye 2.0% on everything cash back formerly Household Bank Credit Card...
Sniff, Sniff... On July 15th i'll only earn 1.5% cash back. It's a sad day folks.... Sad Sad day...
I finally closed my beloved ING account...Capital One was still claiming 'til the end that they didn't make any changes - we all know that ain't true. So sad, so sad. I just switched to a credit union - didn't really want to as we'll probably be moving soon, but worth it to get out from under "the man". Stupid Capital One. Will you be staying?
ReplyDeleteI haven't closed my ING Checking or my 10 savings accounts with them... I still have a little money in my old roth ira with them too....
DeleteI mainly use it as a secondary checking account (I brick and mortar at Bofa because they have my mortgage.... and so my paycheck is auto deposited into that account)... but i transfer most of my checks to ING to pay all my bills with and for the sub savings account options...
So for now i'm staying... but i'm not sure if its for the long haul or not. my emergency fund is in a money market at Sallie mae... and our business account at US Bank...
If I liked the internet site better for either US Bank or BOFA and I could get the sub savings accounts and the interest rate, i'd consider leaving... but for now I need the sub accounts for sanity...
You could do your own sub accounts on an Excel spreadsheet. That's how I budget: one account with the spreadsheet detailing what goes where.
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