|SCB doesn't like being unemployed...|
Another Busy week. I pulled 57 hours this week between planning my work fundraiser event and working the holiday this past Monday. I'll be excited to see 9 hours of overtime to stick in our savings, and 12 additional vacation hours then my normal amount (Which i'll use in 11 days to head to Utah for a baby shower!)
Speaking of baby shower, I finished the pink baby blanket I was working on, & I figured out how to crochet a baby beanie to match it! I really wanted to get a sweater made for the shower, but it just hasn't happened and I don't think I'll be able to whip one out in 11 days... But I might try if I feel productive.
The picture attached to the post was taken the day before we found out about qualifying for unemployment. He's been really down lately... even with his Mountain Dew. But things might be looking up. He's meeting with a possible employer on Sunday night at his home for dinner to talk about possible work situations for him! **Cross you fingers!**
My sister also emptied her closet and dropped off 3 bags of clothes for me to go through... of which I ended up with one dress and a top... But hey, free is always good.
January 16th: No Spend
January 17th: No Spend
January 18th: No Spend
- Mortgage: $808.18
- Kaiser Prescriptions: $20.00
- Stater brothers $1.69 (Needed Eggs...)
- Rubios: $6.99 (hubby needed food while I was working my event)
- Frozen Yogurt (Date Night): $7.95
- Costco: $25.28 (Groceries)- 10 lbs of Chicken and a block of cheese
- Costco: $4.79 (Lunch)
- Costco: $35.45 (Gasoline)
- Fresh & Easy: $34.47 (Groceries)
January 22nd: No Spend!
- 2011 Roth IRA: $5,000 / $5,000. We have deposited $3k of the $5k we have saved so far. I'll probably transfer another $1k to the fund this week since I didn't get around to it last week.
- 2012 Roth IRA SCG: $0.00 / $5,000.00 (4.4%) If we put $220 a month in the Roth IRA, and take my 2 "extra checks" we will be able to max it out. This combined with my pension and my $5.00 a paycheck deductions to a 457 account is 15% of my earned income.
- Emergency Fund: $11,000.00 / $12,500.00 (88%) We will be depositing any money SCB gets from unemployment straight here because we will NOT be increasing our lifestyle on the tax payer's dime. Why $12.5K? its 6 months of expenses for us and 3-6 months of expenses is the recommended amount for an emergency fund.
- Paying Extra on the House: $0 / $1,301.28 We want to pay 2 additional mortgage payments this year.
- $1,000.00 Car Fund: $0 / $1,000.00 Our cars are both getting older and starting to get up in mileage and since we drive more frequently to and from Utah we need to start saving up money for larger repair bills and to ultimately replace them down the line.
- 2nd Roth IRA: 15% $0 / ? We're just aiming to put 15% of what SCB earns in this account when he goes back to working so as a household we put 15% of our income to retirement.