Retirement Perspectives

Why can't we stabilize this economy? Because the government spends spends spends and spends some more...
End of 2009 Balance: $26,529.33 | Current 2010 Balance: $28,183.35
Additional Contributions since 2009: $2,157.16
Growth: $-503.14 (-3.17%)

401 Account: Approximately 3.07 % of my portfolio
• Contributions: $855.90 (Employer Paid 1% of Salary)
• Worth $864.51
o Up 1.00% from inception, +$8.61
o Milestone 2040 makes up 100%

457 Account: Approximately 3.67% of my portfolio
• Discontinued Employer funded plan (interest = pennies)… I get it when I quit… can’t invest it… can’t do anything with it.
o Positive $1,033.67

ING DIRECT Roth IRA: Approximately 9.24% of my portfolio
• $2,500.00 Invested| Worth $2,602.84
o Up 4.11% from inception. Positive $102.84
o CD’s ranging from 1.25% to 4.5%

ShareBuilder Roth IRA Approximately 43.61% of my portfolio
• $12,750 Invested | Worth $12,290.76
o DOWN 3.60% since inception… -459.24
o ING Strategic Allocation Moderate $11,619.55 | I have 1,448.822 Shares
o ARDVX 2040 $ 671.21 | 80.385 Shares
o Money Market Cash: $0.00
o Not deposited Contributions: $0.00

Pension: Approximately 40.42% of my portfolio
If I quit tomorrow, I’d just have the cash in the account (earning an automatic 6% until withdrawn).

Total: $11,391.57

• I’m currently buying additional time in my retirement accounts from when I was 16-18 years of age (service prior to membership). It’s less than a year’s worth of service credit, but I’ll be paying $33.06 for 27 more installments (made 25 payments out of 52).

My entire portfolio (if I cashed my pension out today) is worth $28,183.35