I've been internet searching, phoning, etc all morning and here's what i've come up with:
Assuming my policy is
50,000-100,000 Bodily injury
25,000 Property Damage
50,000-100,000 Uninsured/Underinsured
- __NEED TO CALL AND DOUBLE CHECK___ EZ Insurance with a $500 Deductible $756 a year, $63.00 a month
- __NEED TO CALL AND DOUBLE CHECK___ Progressive $500 Deductible 785.04 a year, $65.42 a month
AAA policy with $750 Deductible $1130.00 a year (few other benefits in policy i'll scrap at renewal probably to get it to a $500 Deductible for the same price) $95 a month
- Mercury policy with a $500 Deductible $1,133.80 a year $95 a month
- All State policy with a $500 Deductible $1215.85 a year $101.32 a month
- Esurance policy with a $500 Deductible $1696.00 a year $141.33 a month
I'm waiting on a quote from Statefarm...
I've also heard great things about Progressive...
BUT FOR RIGHT NOW... this means I don't have to put any money towards car insurance because I already have enough in there to renew my account and pay for the new AAA card even if I don't switch companies! which I probably will.
Originally I was over Insuring my car with AAA so I had a lot of coverage for assetts that I don't have.
wow... Looks like a POSITIVE change in my MARCH MONEY MADNESS BUDGET since i don't have to pay Insurance!!!!!! ... that and a $16.00 refund check will be on its way because I lowered something on my current policy.
so far a good day!
just curious but aren't your limits kind of low? I know in Illinois and Michigan, the standard is $100K/$300K for bodily harm. Granted you are in California but its something to look into.
ReplyDeleteActually, those are way about the minimum legal requirements and since i don't have a home or many assetts right now, i'd be over insuring myself and wasting money.
ReplyDeleteMost likely in 2 years i'll be upping the INS Coverage