Friday, January 4, 2008

All bets are off... my rent is going up now...

Bee is officially moving out 5 months before the lease is up... which means Dee and I need to revert back to our old arrangement , which means my rent is going to rise an extra $200.00 and i'm ultimately going to loose 1,000 of savings... and i have to switch rooms in the apartment again since she'll be gone by the end of January.

so this changes the whole dang budget and debt pay off schedule... and everything...

the 18 hours of overtime gives me just enough money to cover the costs of my next car service, and my raise goes into effect next paycheck so i'm going to have to fiddle with a few things for the time being... Right now i'm going to stop putting money into my emergency fund and just put all the extra towards my invisiline.

Budget: $2363.46 after taxes (estimate)
~*~*~*~*~ Paycheck 1~*~*~*~*~
Groceries $160.00
Basic Home Stuff $45.00
Gas and Car $200.00
Electric and Cell Bill $100.00
Insurance [car+ renters] $127.00
Fun Money $50.00
Roth IRA $100.00
Invisiline payment $329.73
the Movement $50.00
Laundry $20.00
~*~*~*~*~ Paycheck 2~*~*~*~*~
Rent $800.00
Invisiline Extra payment $331.73
House Dp Fund $50.00

and then the debt moving out and pay down schedule changes......

  • January 2008:Debt $812.91; Emergency Fund $4,011.15; Moving out Fund $0.00
  • February 2008: Debt $151.45; Emergency Fund $4,011.15; Moving out Fund $0.00
  • March 2008:Debt $0.00; Emergency Fund $4,521.16; Moving out Fund $0.00
  • April 2008:Debt $0.00; Emergency Fund $5,000; Moving out Fund, $182.62
  • May 2008:Debt $0.00; Emergency Fund $5,000; Moving out Fund $844.08
  • June 2008: Debt $0.00; Emergency Fund $5,000; Moving out Fund $1,505.54

and 1500 is not the 3800 i hoped to have....

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