Month Goals-Nov

I just realized i forgot to update this!!! and make new goals!!!! Since this month is mostly done, they are more estimated. lol Hopefully i'll remember for December... lol

Oct Goals:
for the most part the ones that i needed to make happen did... there was just too many changes in October to really track... but with the new template and the like it will be easier to denote progress.

Big Goals November:

• Car Insurance- $200 more by the end of the month so i only need $500 for December... but if i can pay this off, i'll forgo the money for BofA savings to apply it to this.
• Auto Loan- $418.23 ... what an odd amount eh? well its a payment and a half. Plus recycle and overtime! i might break under $12,000!!!!!!!!
• Emigrant retirement- On hold till Auto loan is eliminated.
• Moving out- Nada... its Christmas shopping time.
• BofA Savings- one day i want this to be 1,000... by the end of Nov... total= $700.00
• Tuition- put refund check in 744.34 if not used.
• CD- it just stays making me money... this will go to emigrant when its up mid December

budget implementing step by step
Start the following categories:

• Food + Necessities= $150
• Gas = $200 (extra isn't going to stickers till Jan... maybe to the BofA Savings instead.)
• Cell = $50
• Internet = $10

For December i'm going to try to add Long term ($30) Short Term ($90) Fun ($70) [fun because i'll be off of school and get to be a mini social lite] so that when Jan rolls around i only have to add car insurance and the huge car debt repayment!!

other

• look into charitable giving... and re-do Jan 07 budget if resolved.