I'm celebrating small victories right now :)
When I was working on my last post, I noticed that we received two credits to our escrow account from the county from the last time I had my mortgage property taxes fixed.
We had two payments of $28.99 added to our escrow account. So after calling BOFA and explaining myself correctly twice, we will be getting a check in the mail for $62.91 (two 28.99 payments and an additional 4.93 we have overpaid into our account.)
So next month we will get to apply that towards our principle payment, and our mortgage has officially dropped to 802.86 a month now.
All because I watch my statements and I double check other people's math!