Possible March Budget

Since my Fiance will be in california, here's what our budget looks like for March. It will be a good test month for us to see how much we really spend on things. Even though i'll be living elsewhere at night, well be essentially combining everything together.

Paycheck 1

• Mortgage: $808.18
• HOA: $250.00
• Extra Mortgage Principle: $84.82
• Church Offering: $127.00

Paycheck 2

• Church Offering: $127.00
• Christmas savings: $50.00
• Gasoline $243
• Food/Groceries: $200.00
• Insurance *Home, 2 Autos, Earthquake* $200.00
• My Roth IRA $250.00
• Utility Bills: $200.00 (2 cell phones, electricity, and internet.) We can't get on the same plan until August, but after this month I can readjust my cell mins down again since Keith will be here.

Keith's paycheck: (after appropriate taxes)... don't know how much till we get it.

• 10% Retirement
• 30% debt repayment (pay back his parents)
• 30$ Savings *(Honeymoon)
• 30% Spending (10% keith fun money, 10% me fun money, 10% joint fun money/things for our place)

Since our regular expenses can be paid out of my regular income, well be able to use Keith's money to suppliment. Once we are married, part of Keith's income will have to cover necessities because i'll take a dip in take home pay once we are covering his health insurance.

After his parents are repaid back, well use that money for paying off the mortgage and the honeymoon savings will be transfered to the EF... the 30% remaining will be added to our regular income stream to help cover the dip in the health insurance so we won't be spending so much then... but its all a rough plan for now until we get more realistic costs lined up.