Saturday, October 2, 2010

Retirement Perspectives

End of 2009 Balance: $26,529.33 | Current 2010 Balance: $31,487.02
Additional Contributions since 2009: $4,766.76
Growth: $190.93 (1.20%)

Discontinued 401a Account: Makes up 2.96 % of my Retirement
$933.30/$898.62 invested. (New contributions suspended.) Target Date

Discontinued 457 Account: Makes up 3.29% of my Retirement
$1,034.36 (Earns pennies a week and I can’t move the $$$$ until I quit.)

ING DIRECT CD Roth IRA: Makes up 55.77% of my portfolio
$17,560.91/$17250.00
Up 1.802% from inception +$310.91

Pension: Approximately 37.98% of my portfolio
If I quit tomorrow, I’d just have the cash in the account (earning an automatic 6% until withdrawn).

Total: $11,958.45

$2,878.44 (What I’ve put in out of my paychecks) 415.44% Return from inception.

I’m currently buying additional time in my retirement accounts from when I was 16-18 years of age (Cal PERS service prior to membership). It’s less than a year’s worth of service credit, but I’ll be having $33.06 deducted from each paycheck for a while….

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