Saturday, October 9, 2010

Retirement Perspectives

I got paid on Friday so I went ahead and updated my retirement spread sheet. Here's what it looks like now. I can't wait until 2011 when i'll start saving up for my Vanguard Account and get back into real investing again. =)

End of 2009 Balance: $26,529.33 | Current 2010 Balance: $31,584.47
Additional Contributions since 2009: $4,844.97
Non Pension Growth: $210.17 (1.32%)


Discontinued 401a Account: Makes up 3.00 % of my Retirement
$948.14/$898.62 invested. (New contributions suspended.) Target Date

Discontinued 457 Account: Makes up 3.28% of my Retirement
$1,034.41 (Earns pennies a week and I can’t move the $$$$ until I quit.)

ING DIRECT CD Roth IRA: Makes up 55.61% of my portfolio
$17,565.26/$17250.00
Up 1.827% from inception +$315.26

Pension: Approximately 38.11% of my portfolio
If I quit tomorrow, I’d just have the cash in the account (earning an automatic 6% until withdrawn).

Total: $12,036.66

$2,956.65 (What I’ve put in out of my paychecks) 407.10% Return from inception.

I’m currently buying additional time in my retirement accounts from when I was 16-18 years of age (Cal PERS service prior to membership). It’s less than a year’s worth of service credit, but I’ll be having $33.06 deducted from each paycheck for a while….

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