Now that i'm moving my retirement funds and essentially making them more simplified and fee friendly...
and i've budgetted in a bit more than an addittional mortgage payment a year (almost an extra payment and a half)
My new focus is the emergency fund.
I need to have liquidity and cash. All extra $$$$$ at the end of the month is going 1/2 to my emergency fund, 1/2 to my unbudgeted $$$$ account. At the end of the year, half the unbudgeted account gets transfered into my emergency fund. I have this account for shopping, travel, and the small things i don't budget for on a monthly basis.
Current EF: $7,700.00 /$15,000.00
No comments:
Post a Comment