Retirement Perspectives

i'm negative. All 2010 gains have been diminished in the market sell off...

End of 2009 Balance: $26,529.33 | Current 2010 Balance: $28,061.34
Additional Contributions since 2009: $1,755.60
Growth: $-223.59 (-1.409%)

My Goal is the leave the workforce on my 55th birthday, 11,322 Days from now...

401 Account: Approximately 3.08 % of my portfolio
• Contributions: $827.42 (Employer Paid 1% of Salary)
• Worth $864.46
o Up 4.47% from inception, +$37.04
o Milestone 2040 makes up 100%

457 Account: Approximately 3.68% of my portfolio
• Discontinued Employer funded plan (interest = pennies)… I get it when I quit… can’t invest it… can’t do anything with it.
o Positive $1,033.46

ING DIRECT Roth IRA: Approximately 9.25% of my portfolio
• $2,500.00 Invested| Worth $2,596.77
o Up 3.87% from inception. Positive $96.77
o CD’s ranging from 1.25% to 4.5%

ShareBuilder Roth IRA Approximately 43.83% of my portfolio
• $12,250 Invested | Worth $12,298.16
o DOWN 1.61% since inception… -201.84
o ING Strategic Allocation Moderate $11,865.85 | I have 1,448.822 Shares
o ARDVX 2040 $ 432.31 | 50.445 Shares
o Money Market Cash: $0.00
o Not deposited Contributions: $0.00

Pension: Approximately 40.16% of my portfolio
If I quit tomorrow, I’d just have the cash in the account (earning an automatic 6% until withdrawn).

Total: $11,268.49

• I’m currently buying additional time in my retirement accounts from when I was 16-18 years of age (service prior to membership). It’s less than a year’s worth of service credit, but I’ll be paying $33.06 for 29 more installments.

My entire portfolio (if I cashed my pension out today) is worth $28,061.34