UPDATE: I just knocked off 2 months!
I'll have everything by the end of Aug, 08... So I won't be able to move until September 1, 2008...
I'll have everything by the end of Aug, 08... So I won't be able to move until September 1, 2008...
If I find $410.15 I'll be debt free in February!!
If I find $303.38 I can move out in August!
Debt: [$479 a month]
If I find $303.38 I can move out in August!
Debt: [$479 a month]
Emergency Fund: [$217.32 a month]
November 2007: --> Debt $2,157.43-->EF $3,793.83
December 2007: --> Debt $1,678.43-->EF $4,011.15
New pay raise goes into effect in January:
December 2007: --> Debt $1,678.43-->EF $4,011.15
New pay raise goes into effect in January:
Debt: [$479 + 155.14 pay raise]
Emergency Fund: [$217.32]
January 2008: --> Debt $1044.29 -->EF $4,228.47
February 2008: --> Debt $410.15-->EF $4,445.79
March 2008: --> Debt $0.00 [Extra $223.99 to EF]-->EF $4,887.10
April 2008: --> EF $5,000 + 738.56 moving out
April 2008: --> EF $5,000 + 738.56 moving out
Moving Out Savings: [479+ 217.32+155.14= 851.46 a month]
April 2008: Starts with $738.56
May 2008: $1,590.02
June 2008: $2,441.48
Then in July, since I’d have to move to another place... I’d only have $500.00+ 155.14 from the raise to save each month...(this doesn't include my May "annual" raise) [$655.14]
July 2008: $3,096.62
Aug 2008: $3,400.00
$351.76 extra going to my house down payment fund.
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