Friday, January 19, 2007

uggggg slight overspending and the budget

Well its payday... and that makes me happy.... and while i haven't seen my work stub yet.... i took home $1,103.41 for the last 2 weeks...

normally i would add $103.41 to my $754.00 car payment right now... but for some reason the numbers arn't adding up right when i look at my budget... so i'm going to wait till everything clears and use it at the end of the month. But for the most part... i'm done spending... except for gas...

I have to confess... i spent a buck over my allotted grocery money... because i couldn't find the post that told me how much money i had left in my budget.... [so much for making the site easier to read... not at the cost of me going over budget] i'm just gonna have to figure something else out... oh well...

and i used the rest of the unbudgetted cash to go ahead and get all my pictures developed from last year because i had a really good deal... 10 free pictures.... (19cents there after if i printed more then 50... which i did... and when i go to pay... i get another $2.00 off because i have another coupon.... i love new store sales...)

So... here is everything i did end up spending money on.
January 2007 finances

Short Term Savings- Monthly Goal= $90.00
  • $25.oo auto transfer bofa + $65.00 Manual transfer bofa
    [$200.00 moved to ING Electric Checking @3%APR...]

Auto Loan-Monthly Goal= $1156.00 Total Sent: $1307.81

  • Recycle: $9.52
  • Overtime check 1: $134.32
  • Extra Bill Money: $3.07
  • $400.00
  • $4.90 Refund from work for gas used on the job
  • $756.00

Car Insurance: Monthly Goal= $100.00

  • $100.00 Paid to ING Savings Account

Offering: Monthly Goal= $94.00 [not 10% but it’s a start...]

  • $40 cash + $54 cash

Fun Money: Monthly Goal= $70.00 or less Spent: $69.99 Left 0.01

  • Scott's gig at the coffee shop $5.05
  • Roller-skating $6.00 entrance fee; $3.00 Skate rental
  • 2 plus lbs of hand made chocolate covered strawberries for Sunday Night Group $14.79
  • 2 movie tickets (1 used with Rhea; 1 in wallet still) $15.00
  • I needed some shirts for football and i got 2 Chargers hats off E-bay before my spending sabbatical... [i used a 20 gc i got from Blake for x-mas ... so the final net outta pocket was $18.46]
  • 2.20 coffe bean and tea leaf
  • Sunday night potluck ---potatoes (6.49)

Long Term Savings (moving out) Monthly Goal= $30

  • $30 sent to Emigrant direct

Bills: Monthly Goal= $60 or less; Spent $9.95; Left $3.07

  • Aol Internet $9.95
  • Cingular $46.98

Food: Monthly Goal= $150 or less; Spent $150.96; Left $-.96

  • Deli meet 8.89
  • Eggs 1.99
  • Yogurt 7.49
  • Croutons 1.39
  • Apple sauce 1.50
  • soup 1.00
  • Salad dressing 1.50
  • Campbell’s soup –golden mushroom 1.59
  • Apple sauce 1.50
  • Campbell’s soup –golden mushroom 1.59
  • Soup 1.00
  • Soup 1.00
  • Lettuce 2.50
  • Mushrooms 2.19
  • eggs 1.63
  • ground turkey 12.86
  • flour tortilla 2.39
  • water 1.79 +crv .08
  • 2 Marie Calendars’ dinners 5.00
  • bread crumbs 1.50
  • refried beans 2 cans 2.00
  • ketchup 1.89
  • taco mix .89
  • onions .77
  • Water + redemption value 4.69 +1.60
  • v-8 + redemption value 12.99 +96
  • Bananas 1.30
  • Triscuits 4.99
  • meatballs 10.99
  • Pasta sauce 6.59
  • hot dogs 7.99
  • chicken sandwiches 9.29
  • yogurt 7.49
  • Brown Rice 4.99
  • Chicken pot pie .48
  • Chicken pot pie .48
  • Chicken pot pie .48
  • Chicken pot pie .48
  • Chicken pot pie .48
  • Honey mustard dressing 1.50
  • peanut butter 1.99
  • canned lite pears 1.00
  • canned lite pears 1.00
  • eggplant chicken meal free with coupon
  • mushrooms 2.49

Basic Necessities: Spent $14.33 Left $35.67

  • toothpaste $1.73 ;
  • 3 throw away tins to cook meatloaf in $3.22
  • deodorant $1.99
  • stridex face pads $4.49
  • Sandwich bags 2.20
  • tax $0.70

Gas: Spent $88.12; Left $111.88

  • Costco $34.60
  • Mobil $20.00
  • Gas $33.52

Unplanned Expenses: Money left from last month $129.... $00.00 left

  • Dental Visit part A $150.00 + Dental Visit part B $150.00; Paid with $100 unbudgeted money left from last month... and $200 Disneyland cash.
  • -.96 cents [over grocery limit]
  • Photo’s developed [I had coupons I couldn’t refuse…!!!]

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